Search Result

Written by Craig D. Robins, Esq.
 
A person’s house is usually their most valuable asset.  Understandably, one of the first questions my homeowner-clients ask me is “How will filing bankruptcy affect my home?”
 
Foreclosures and Collections Are Stopped Cold
 
The first thing you should know is that as soon as your petition is filed, the automatic bankruptcy stay [...]

Written by Craig D. Robins, Esq.
 
When you file for bankruptcy relief, a very powerful federal law immediately goes into effect, called the automatic stay.  This is the law which makes it illegal for creditors to take any action of any kind to collect a debt.  This is how you get debt relief when you file [...]

Written by Craig D. Robins, Esq.
 
At midnight, most people are getting ready for bed and watching Letterman.  But sometimes not me.  You see, it’s not all too uncommon for some of my staff and me to be at my Long Island bankruptcy office filing a client’s bankruptcy petition at the witching hour.
 
Why File a Bankruptcy Petition at Midnight? 
 
Sometimes [...]

 Written by Craig D. Robins, Esq.
 
 
Some debtors like bankruptcy so much, they come back for more, and more, and even more. . .  sometimes using multiple bankruptcy filings to delay foreclosure proceedings for years.  But when is enough, enough?
  
What Can Mortgagees and the Bankruptcy Court Do in Situations Involving Extreme Serial Filings?

In the past three months, [...]

Written by Craig D. Robins, Esq.
 
I received a disturbing call from one of my Long Island Chapter 7 bankruptcy clients tonight.  Several weeks ago I filed his bankruptcy petition and he wanted me to fax someone a copy of the official court notice of his bankruptcy filing.
 
When I asked him why, he said that his ex-wife had just sued [...]

Written by Craig D. Robins, Esq.
 
Most clients who we represent do indeed pass the means test in Chapter 7 bankruptcy cases.  I would say that at least seven out of eight people who desire to file for Chapter 7 bankruptcy on Long Island are eligible to do so because they pass the means test.
 
The means test [...]

Written by Craig D. Robins, Esq.
 
The instant a bankruptcy petition is filed, an “automatic bankruptcy stay” goes into effect, making it illegal under federal law for creditors to take any further steps to collect on a debt.  This is the first step to getting debt relief in any bankruptcy case.
 
So who notifies the bill collectors and [...]

Written by Craig D. Robins, Esq.
Debtor goes it alone after Chapter 13 case was dismissed for jurisdictional ineligibility
Deodath Ramcharan, an individual, filed for Chapter 11 bankruptcy relief on September 8, 2009 in the Central Islip Bankruptcy Court under case number 8-09-76724. Judge Alan S. Trust is the assigned bankruptcy judge.
This is the debtor’s second bankruptcy filing [...]

Written by Craig D. Robins, Esq.
 
When any bankruptcy petition is filed, a very powerful federal law is immediately triggered called the automatic bankruptcy stay.  The stay prohibits any creditors from taking any action to collect a debt, and this includes those harassing and annoying phone calls from bill collectors.
 
The very minute your petition is filed, [...]

Written by Ian Ribald
..
Creditors who ignore a debtor’s bankruptcy rights can be hauled into court and made to answer for their improprieties.
.
When a debtor files a bankruptcy petition, the “automatic bankruptcy stay” is triggered. The automatic stay is the very powerful federal bankruptcy law that makes it illegal for creditors to take any further action [...]