About Me
Craig D. Robins, Esq. New York Bankruptcy Attorney, Longisland bankruptcy attorney

“ Craig D. Robins, Esq., has been a practicing Long Island bankruptcy attorney for over twenty-four years ”

Craig D. Robins, Esq.

Lawyer to Lawyer

Bankruptcy Song: “Debt-Free Girl”

Posted on Wednesday (December 16, 2009) at 12:15 pm to Bankruptcy Humour
Chapter 7 Bankruptcy
In The News
Lawyer to Lawyer

Long Island bankruptcy attorney Craig D. Robins enters Bankruptcy Song Contest wtih Written by Craig D. Robins, Esq.
Yours Truly Enters the National Bankruptcy Song Contest
Well the deadline for the Bankruptcy Bill Bankruptcy Song Contest has arrived and nine songs are competing for awards and recognition — including my song, “Debt-Free Girl,” and two other surprises.
The first surprise is that my wife, Arlene, submitted a song.  Since she is especially witty (she writes song parodies for my birthday almost every year, and also for lots of her friends), I challenged her to submit something.  So she surprised me by submitting “Bankruptcy Wife’s Lament” which is about a bankruptcy attorney who neglects his wife and son because he is so busy.  That apparently is me.
The second surprise is that our very own Central Islip Bankruptcy Court Judge, Alan S. Trust, also submitted an entry, “Debts in Wrong Places.”  Hailing from Texas for the past 24 years, it was no wonder that Judge Trust submitted a country music song based on Garth Brook’s “Friends in Low Places.”  His song pokes fun at the ridiculous aspects of the bankruptcy means test.
There are other songs from other bankruptcy attorneys and a bankruptcy judge in California, Sheri Bluebond.
My song, “Debt-Free Girl” is based on Billy Joel’s “Uptown Girl” and is about a girl who becomes debt-free through bankruptcy, thanks to her bankruptcy man.
A Shameless Request for Votes – Please Vote for My Bankruptcy Song
The winner of the bankruptcy song is the one with the most votes.  To vote, you must send an e-mail to Bill@BankruptcyBill.us.  You can include your choice for first, second and third place.


(To the tune of Billy Joel’s “Uptown Girl“)

Oh wo oh oh oh oh oh oh. . . . .
Debt-free girl
She’s now living in a whole new world
No more bills or late-night collection calls
It is because – she finally got the balls

To become – a real debt-free girl
No more living in a creditor world
As long as anyone with bad debts can
Make an appointment with the bankruptcy man
That’s what I am

And when she learns that
She won’t have to pay
And then she can wake up
Stress free – there’s a stay

She’ll see it’s not so tough
Just because
I’ve made her into a debt-free girl
Filed her petition; no more creditor world
She got tired of the collection calls
Perhaps she overspent at stores and malls
She’s got a choice

Oh wo oh oh oh oh oh oh. . . . .
Debt-free girl
She filed a seven; now it’s her turn
She kept her assets – they were all exempt
Trustee overlooked the money she spent
It’s what she dreamt

She passed the means test
It’s really no big deal
Her lawyer knew best
Assisted with credit counseling

It’s really not so tough
To discharge
Lots of bills
Of a debt-filled girl
She’s been living in a bill-collecting world
As long as anyone with big debt can
And now she’s looking for a bankruptcy man
That’s what I am
[Oh wo oh oh oh oh oh oh. . . . .]

Debt-free girl
She’s my debt-free girl
You know I love to see
A real debt-free girl

My debt-free girl
Did you know I love to see
A real debt-free girl

My debt-free girl
Did you know I love to see
A real debt-free girl




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Bankruptcy Song: “A Bankruptcy Wife’s Lament”

Posted on Wednesday (December 16, 2009) at 12:00 pm to Bankruptcy Humour
Current Events
Lawyer to Lawyer

Craig D. Robins' wife wrote a bankruptcy song about the laments of being the wife of a busy bankruptcy attorneyWritten by Craig D. Robins, Esq.
I am quite proud to post the song my wife, Arlene Gross Robins, wrote for the Bankruptcy Bill song contest.
Arlene, a full-time newspaper reporter, is especially witty and regularly writes song parodies and satire for her family and friends.
Her song is one of nine in the song competition which also includes songs by my Long Island Bankruptcy Judge Alan S. Trust (Debts in Wrong Places), which pokes fun at the bankruptcy means test, and by me (Debt-Free Girl) about a debt-free girl whose bankruptcy man has eliminated her debts.
Click on this link to see the original version of Sunrise Sunset on Youtube.


(To the tune of “Sunrise, Sunset” from “Fiddler on the Roof”)

Once I had a hubby who’d come home nights
We’d have our dinner; share a song
Life was so happy – filled with de-lights
What went wrong?

Chapter seven
Chapter thirteen
Filing is his life
Rescuing clients from their huge debts
At the expense of his son and wife

When the BAPCPA laws were changed in ‘05
I thought we’d have a nice reprieve
Debtors would no longer discharge their debts
Or so, I did believe

Chapter seven
Chapter thirteen
Filing is his life
Rescuing clients from their huge debts
At the expense of his son and wife

But now there were hurdles one must jump through
Credit counseling and a means test: de rigeur
Lawyers learned laws like they were brand new
And, thus, charged more

Chapter seven
Chapter thirteen
Filing is his life
Rescuing clients from their huge debts
At the expense of his son and wife

For a few years our son got to know his poppa
Then the economy went bad
Now dad works 24/7, non-stopp-a
And we’re so sad

Chapter seven
Chapter thirteen
Filing is his life
Rescuing clients from their huge debts
At the expense of his son and wife

As the recession slowly recedes
We’re hoping our attorney will come home
If not there’s divorce settlement proceeds
Either way, I’m raising our son alone

Chapter seven
Chapter thirteen
Filing is his life
Rescuing clients from their huge debt
At the expense of his son and wife



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Bankruptcy Song by Judge Alan S. Trust: “Debts in Wrong Places”

Posted on Wednesday (December 16, 2009) at 11:45 am to Bankruptcy Humour
Central Islip Bankruptcy Court & Judges
Current Events
Lawyer to Lawyer

Long Island Bankruptcy Court Judge Alan S. Trust enters bankruptcy song contestWritten by Craig D. Robins, Esq.
Our very own bankruptcy judge from Long Island, Alan S. Trust, sitting in the Central Islip Bankruptcy Courthouse in the Eastern District of New York, has entered the Bankruptcy Bill Song Contest
His song is one of nine in the song competition which also includes songs by my wife, Arlene, about being neglected by a hard-working bankruptcy attorney (A Bankruptcy Wife’s Lament), and by me (Debt-Free Girl) about a debt-free girl whose bankruptcy man has eliminated her debts.
Judge Trust, who usually tries to inflect his courtroom proceedings with subtle humour, poked great fun at the means test.  
To get the tune in your head, click on this link to see a version of Friends in Low Places on Youtube.


(To the tune of “Friends in Low Places,” with apologies to Garth Brooks)

To see the actual lyrics, please visit the Bankruptcy Bill site by clicking this link:   “Debts in Wrong Places



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Profiles of All Long Island Bankruptcy Trustees, Judges and Key Players in the Long Island Bankruptcy Court (Eastern District of New York)

Posted on Friday (December 11, 2009) at 4:30 pm to Bankruptcy Trustee Profiles
Central Islip Bankruptcy Court & Judges
Info on Bankruptcy and the Court
Lawyer to Lawyer

Information about each Chapter 7 bankrutpcy trustee and bankruptcy judge in the Long Island Bankruptcy Court, Eastern District of New York (Central Islip)Written by Craig D. Robins, Esq.
Everyone these days is Googling everyone else.  Many of my Long Island bankruptcy clients have commented to me that they have searched the internet for information about their bankruptcy judge and trustee.
People want to know about the judges and trustees they have to appear before.  Often a debtor wants to know more about their trustee after having interacted with him or her for the first time at the meeting of creditors.  Sometimes colleagues who do not regularly practice in the Central Islip Bankruptcy Court contact me to inquire about what I know of a certain judge or trustee.
And even those who regularly practice in our court are curious about the backgrounds of those they regularly appear before.  Some of my readers have suggested that I provide something along the line of biographies of those affiliated with the bankruptcy court.
I have therefore decided to post profiles of all of the key players in Central Islip Bankruptcy Matters — the trustees, the judges, and eventually, perhaps, some others. 
The Central Islip Bankruptcy Court, which is one of the two bankruptcy courts in the Eastern District of New York, currently has a panel of nine chapter 7 trustees, two standing Chapter 13 trustees, and three bankruptcy judges.
I previously posted an article about Long Island Chapter 7 Bankruptcy Trustees  which contained a list of all of the Chapter 7 trustees that are currently on the Chapter 7 panel for the Eastern District of New York and assigned to the Central Islip Bankruptcy Court, as well as those who are no longer on the Chapter 7 panel.
Most of the information I’ll be providing is public information and readily accessible to anyone willing to spend the time to do so.  Obviously I don’t want to provide any sensitive personal information.  However, I will try to offer some of my own opinions about each trustee I profile.
In addition, with each trustee, I will also post contact info such as their office address and phone number.
The first post will be about our senior-most Chapter 7 trustee, Ken Kirschenbaum, who has a particularly colorful background.  All trustee profiles will be accessable on the page, Long Island Bankruptcy Trustee Profiles , which you can get to by clicking the link.
One final thing:  lots of people Google me, too.  So here’s the link to my bio — information about Craig D. Robins, Esq., Long Island Bankruptcy Attorney.
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Corporate Debtor and Attorney May Be In Hot Water For Failure to File Corporate Resolution

Posted on Monday (October 12, 2009) at 6:00 pm to Chapter 11 Bankruptcy
Lawyer to Lawyer

All corporate bankruptcy filings must be authorized by a quorum of the board of directors, which is then memorialized by a corporate resolutionWritten by Craig D. Robins, Esq.
Every now and then I come across a situation that I just find incredible.  I just met with a potential client who was being subpoenaed by the attorneys for a Long Island Chapter 7 bankruptcy trustee.
The trustee is now going on a fishing expedition for assets involving a corporate Long Island Chapter 7 business bankruptcy filing.  The trustee retained counsel to assist in this endeavor. 
Apparently, the potential client and another fellow were each fifty-percent shareholders of a corporation that filed for Chapter 7 bankruptcy relief over a year and a half ago.  The amazing thing was that the potential client who I met with had just found out about the bankruptcy.  Consequently, we now have all sorts of sticky issues such as whether the corporate bankruptcy was filed in good faith or not.
Corporate Bankruptcy Filings Must Be Authorized
Here’s why: any time a corporation seeks bankruptcy protection, it must have authority to file the bankruptcy petition.  That typically means that the corporation’s board of directors must meet, agree to permit the corporation to file for bankruptcy, and then acknowledge this authorization by preparing a corporation resolution authorizing the bankruptcy filing.
In this case, there was no corporate resolution!  Local E.D.N.Y. Bankruptcy Rule 1074-1(a) states that any bankruptcy petition filed by a corporation shall be accompanied by a duly attested copy of the corporate resolution authorizing the filing.  Such a document was never filed – nor could it have since it would have required the consent of both shareholders.  The shareholder I met with never consented to the bankruptcy filing, let alone knew about it.
So, here is a corporate bankruptcy filing that is fatally deficient.  If a corporate bankruptcy is not duly authorized, it can be dismissed.
Authority to File Corporate Bankruptcy Requires Consent by a Majority of the Board of Directors
In order for a corporation to have the appropriate authority to file bankruptcy, there must an agreement by the majority of the directors, which is necessary to constitute a quorum to transact business.
Shareholders, themselves, lack the authority necessary to file bankruptcy because they do not have the power of management.  Thus, one shareholder cannot decide, on his own, that he wants to put the corporation into bankruptcy, even if that shareholder is the president, unless he has over 50% of the voting shares of stock.
What is also perplexing is that the shareholder who filed the bankruptcy failed to include his partner as an interested party, which would have enabled the partner to then receive notice of the filing.
What happens now?   If this is brought to the attention of the court, the judge would have no choice but to find that the court does not have jurisdiction over the case and would be constrained to dismiss it.  It also appears that the subpoena that my potential client received cannot be enforced.
In any event, this matter leaves some serious questions upon the attorney who filed the case, considering that he may have filed a frivolous case.  The attorney, who holds himself out as a business lawyer, should know better.
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My Favorite Bankruptcy Book

Posted on Wednesday (August 12, 2009) at 11:45 am to Bankruptcy Practice
Lawyer to Lawyer

book-consumer-bankruptcy-law-and-practiceWritten by Craig D. Robins, Esq.
Ever since I started practicing bankruptcy law over twenty years ago, I’ve relied on one law book more than any other:  Consumer Bankruptcy Law and Practice.
Published by the National Consumer Law Center, it is now in its Eighth Edition.  It is my favorite bankruptcy handbook and I often refer to it as the bankruptcy bible.
This is the definitive consumer manual and the must-have book for any attorney who practices bankruptcy.  It is now takes up two volumes for a total of well over thirteen hundred pages.  There are excellent summaries of almost every possible bankruptcy issue, together with case citations, sample pleadings, a full copy of the Bankruptcy Code and Rules and more.  It’s cost of $180 is well-worth it.  Also included is a CD-Rom.
The only downside for Long Island bankruptcy attorneys is that it does not focus on any New York issues or exemptions.
The publisher, the National Consumer law Center, is a not-for-profit operation that emphasizes education and advocacy to help and protect consumer rights.  You cannot go wrong with this book.
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Interpreters in Bankruptcy Court

Posted on Thursday (August 6, 2009) at 3:45 am to Bankruptcy Practice
Bankruptcy Tips Consumers Should Know
Central Islip Bankruptcy Court & Judges
Info on Bankruptcy and the Court
Lawyer to Lawyer

Interpreters are now available in Central Islip Bankruptcy Court and Brooklyn Bankruptcy CourtWritten by Craig D. Robins, Esq.

What happens if you are a debtor in a bankruptcy case and you can barely speak English?
Free English translation services now available in our Long Island Bankruptcy Court
The U.S. Trustee Program recently began offering free translation services.  The service is limited to assisting non-English speaking debtors at the meeting of creditors, which is also known as the section 341 hearing.
The first time I saw this in action I was amazed at how smoothly the process worked.  I was at a meeting of creditors a few months ago with some Spanish-speaking clients.  The trustee was Andrew Thaler who had never utilized the service before.  Using a telephone in the meeting room, the trustee called a central translation service switchboard, provided some info, and within minutes was connected to a Spanish-speaking interpreter.
The interpreter methodically translated through the speaker phone, and there were no problems at all. 
In the past, a debtor with limited English proficiency would have to bring their own interpreter with them, who was often a family member.  Although this had worked smoothly with most trustees, some trustees were not too willing to let family members serve as interpreters because of potential bias.
The new system, which is in accordance with an Executive Order from the President requiring federal agencies to have a Language Assistance Plan, provides interpretation services in as many as 196 languages.  Currently the service is only available in some areas and we are fortunate enough to have it in the Central Islip and Brooklyn Bankruptcy Courts.
To minimize delays at the meeting of creditors, debtors wishing to take advantage of this free service are encouraged to have their bankruptcy attorney contact the trustee in advance of the meeting. 
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Pro Hac Vici Motions for E.D.N.Y. Bankruptcy Court Cases

Posted on Tuesday (June 9, 2009) at 5:00 am to Bankruptcy Practice
Lawyer to Lawyer

Attorneys admitted in other federal courts can also practice in Long Island Bankruptcy Court if they get permissionWritten by Craig D. Robins, Esq.
Attorneys admitted in other federal courts can also practice in Long Island Bankruptcy Court if they get permission
I previously wrote that Only Certain Attorneys Can Practice in Bankruptcy Court here on Long Island or Brooklyn.  The attorney has to be admitted to the United States District Court for the Eastern District of New York.
However, attorneys from other jurisdictions can also practice in our court by making a “motion pro hac vici.” 
Pro hac vici” is Latin for “this time only.  So if an out-of-state attorney has a pending matter in our court, he or she can simply petition the court for temporary admission that is applicable to that one case.
The procedures for being admitted pro hac vice are set forth in E.D.N.Y. Local Bankruptcy Rule 2090-1(b), which include bringing a motion, an affirmation in support, and a proposed order.  The attorney must also file a Certificate of Good Standing issued within 30 days and pay a $25 filing fee.
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How Much Do Long Island Chapter 13 Bankruptcy Trustees Earn? 2008 Statistics for Trustees Michael J. Macco and Marianne DeRosa

Posted on Sunday (May 3, 2009) at 10:26 pm to Bankruptcy Statistics
Chapter 13 Bankruptcy
Info on Bankruptcy and the Court
Lawyer to Lawyer

 2008 Statistics for Long Island Chapter 13 Bankruptcy Trustees Michael J. Macco and Marianne DeRosa
Written by Craig D. Robins, Esq.
How much do the Long Island Chapter 13 trustees earn each year?
How many cases to they have?
What are their expenses?
Here are the answers
The United States Trustee Program, which is administered by the United States Department of Justice, requires all Chapter 13 bankruptcy trustees to report detailed figures about their office finances, as well as the distribution of funds collected through Chapter 13 plans.
There are only two Chapter 13 trustees on Long Island
On Long Island, there are only two standing Chapter 13 trustees: Long Island bankruptcy lawyer Michael Macco, who also maintains a private bankruptcy practice in Melville (Macco & Stern), and Marianne DeRosa, who limits her practice of law to Chapter 13 bankruptcy trustee matters.  These two chapter 13 bankruptcy trustees carry the entire Chapter 13 caseload for all of the bankruptcy courts in the Eastern District of New York, which include Central Islip and Brooklyn.
Audited report reveals interesting data
According to the audited report covering 2008, which was just released last week, here are some of the more interesting details:
 How much do the trustees earn?
Both Michael Macco and Marianne DeRosa each earned a salary of $177,526.  This figure is the maximum possible salary that a Chapter 13 trustee can earn in this country, and it is set by statute.
Which trustee is more generous with salaries?
Marianne DeRosa paid employee salaries of $512,826, whereas Michael Macco paid salaries of $363,600.
Which trustee had more cases in 2008?
If Marianne DeRosa paid out much greater salaries, did this mean she had a much busier office?  At the end of 2008 she had 1,639 Chapter 13 cases, whereas Michael Macco had a hundred less – 1,568 cases. 
During the year, Marianne DeRosa received 1,924 new cases while Michael Macco received 1,786.
Which trustee talks more and sends out more mail?
As we all know, Michael Macco talks a lot and probably sends out more motions to dismiss.  His phone bill and postage expense was much more: $35,456 compared to Marianne DeRosa’s at $22,647.
The total cost to run Marianne DeRosa’s office in 2008 was $1,007,605, whereas the office cost for Michael Macco was $760,525.
 Which trustee had the most cases dismissed in 2008?
Chapter 13 trustees bring many motions to dismiss, and many of them are successful.  In 2008, Marianne DeRosa had 1,275 of her cases dismissed prior to confirmation and 219 dismissed post-confirmation.  Michael Macco had 1,131 cases dismissed prior to confirmation and 260 dismissed post-confirmation.
How many debtors actually completed their plans? 
With Michael Macco as trustee, there were 170 cases with completed plans in 2008.  However, Marianne DeRosa had a much higher success rate for the year – 250 cases.
How much money did the trustees take in?
During 2008, Marianne DeRosa took in a total of $13,108,881, whereas Michael Macco took in $11,449,324.
How much did the trustees pay out in attorney’s fees?
This may come as a surprise to many.  Michael Macco paid out the higher amount – $946,588 to Marianne DeRosa’s 715,265.
What was the actual commission amount?
Although all plans provide for a 10% commission to the trustee, the actual amount is based on what the trustee’s expenses actually were.  With both trustees, this amount was 9.7%.
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Attorney Caught Cheating on Credit Counseling Requirement

Posted on Monday (April 20, 2009) at 6:03 pm to Issues Involving New Bankruptcy Laws
Lawyer to Lawyer
Suffolk Lawyer

Attorney Caught Cheating on BAPCPA Bankruptcy Credit Counseling Requirement in Long Island Bankruptcy Court.  Attorney is suspended and must pay $40,000 bankruptcy court sanctionWritten by Craig D. Robins, Esq.

$40,000 Sanction Against Local Bankruptcy Attorney Who Tried to Bypass Rules

Although attorneys are supposed to be smart, every now and then, I come across a practitioner whose stupidity truly baffles me. 
This happened last year when a consumer debtor in a pending Chapter 7 bankruptcy proceeding contacted me to take over his case from his existing attorney.  As it turned out, the attorney tried to pull a fast one and paid dearly for it by being sanctioned and losing his ability to practice in the bankruptcy court.
No One Likes the Credit Counseling Requirement
When Congress overhauled the bankruptcy laws in 2005, it imposed a credit counseling requirement as a prerequisite to filing a bankruptcy petition.  The new law requires any consumer debtor seeking bankruptcy relief to take a credit counseling session from a non-profit, court-approved credit counseling agency prior to filing.
I previously wrote many columns about this controversial requirement.  The only reason we have it is because the credit card and banking industry spent tens of millions of dollars lobbying for it. 
My opinion remains that credit counseling is a waste of consumers’ money and time, and an unnecessary nuisance.
No one likes credit counseling – not debtors; not judges; and certainly not bankruptcy attorneys.  By all accounts, the law is an abysmal failure which is not doing what the lobbyists led Congress to believe it would do. 
The Law is the Law
In a number of decisions across the country, judges have lambasted the credit counseling requirement, but have indicated that they are constrained to enforce it because it is the law.  Accordingly, virtually all bankruptcy courts have insisted that debtors strictly comply with their credit counseling statutory obligations.
Credit Counseling is a Pain in the Neck for Debtors and Attorneys
As a Long Island bankruptcy attorney, I have to deal with the credit counseling requirement on a daily basis.  That means advising clients how to do it; reminding clients to do it, and yelling at clients because they were supposed to do it and haven’t done it yet.
Nevertheless, the law is the law, and every client must undergo credit counseling prior to filing.
One Attorney Tries to Cheat The System
Last year a client came to me after attending his meeting of creditors in the Central Islip Bankruptcy Court before trustee Andrew Thaler.  The trustee refused to close the meeting.  The debtor told me that he thought there were a number of “irregularities” with his case and that he did not get good legal advice from his attorney, E. Peter Shin, Esq.
Apparently, the attorney never told the debtor about the credit counseling requirement and this came to light at the meeting of creditors.
It later came out that the attorney tried to circumvent the credit counseling requirement by having his secretary, instead of the debtor, engage in the credit counseling over the internet.  Shin never even bothered to tell the debtor about the credit counseling requirement. The attorney thought that doing so would be easier for the client and easier for himself.
However, this misconduct was grossly improper. By filing the credit counseling certificate at the time the petition was filed, the attorney made an implicit representation to the Court that the debtor had properly complied with the statutory credit counseling requirement.
The Case Never Should Have Been Filed
Upon reviewing the debtor’s facts, I learned that, for reasons I will not get into here, the case never should have been filed in the first place. 
Thus, not only did Shin mess up with the credit counseling requirement, but he also neglected to adequately review the facts.  If he had, he would have ascertained that it was not in the debtor’s best interest to file at the time that he did.
I Persuaded the Prior Attorney to Refund Fees
I called and wrote Shin and told him that he was in hot water.  Although he actually denied any wrongdoing, I persuaded him to not only refund the debtor’s legal fee and the court filing fee, but to also pay the debtor $700 for his inconvenience, and pay me $1,000 for my legal work in having to undo the mess.  This was all before the U.S. Trustee got involved.
The Motion to Dismiss
The U.S. Trustee then brought a motion to dismiss the bankruptcy case for various reasons, and also sought my cooperation, as the debtor’s new attorney, to have the debtor help the U.S. Trustee with its investigation of Shin.
Since I decided that it was actually in the debtor’s best interest to have his case dismissed, I filed an affirmation in partial support of the trustee’s motion.  Last month, the judge dismissed the case.
The U.S. Trustee Aggressively Pursues Debtor’s Prior Attorney
The U.S. Trustee’s Office took this matter extremely seriously and sought to intensively investigate Shin and his staff.  It learned that Shin circumvented the means test — not only for this debtor — but for a number of other debtors whose cases he filed in the Eastern District of New York.
The U.S. Trustee’s case against Shin was so strong that Shin agreed to a settlement prior to being deposed.  The settlement, which was filed just last month,  called for Shin to pay a sanction of $40,000, be suspended from practicing in the Bankruptcy Court for a year, and take 12 hours of continuing legal education in bankruptcy law and ethics.
The U.S. Trustee then brought a separate miscellaneous proceeding in U.S. District Court seeking disciplinary action against Shin to enforce the terms of the stipulation.  (In re: E. Peter Shin, Esq., 1:09-mc-00066-bmc; EDNY 2009).  Last week, Shin paid the first installment of $30,000, with the balance to be paid over the next six months.
The lesson here is obvious.  Whether we like them or not – we must abide by the bankruptcy laws.
About the Author.  Long Island Bankruptcy Attorney Craig D. Robins, Esq., is a regular columnist for the Suffolk Lawyer, the official publication of the Suffolk County Bar Association in New York. This article appeared in the April 2009 issue of the Suffolk Lawyer. Mr. Robins is a bankruptcy lawyer who has represented thousands of consumer and business clients during the past twenty years. He has offices in Medford, Commack, Woodbury and Valley Stream. (516) 496-0800. For information about filing bankruptcy on Long Island, please visit his Bankruptcy web site: http://www.BankruptcyCanHelp.com.
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About Us

Craig D. Robins, Esq. is a Long Island bankruptcy lawyer, who is focused primarily on helping individuals and families, find solutions to their debt problems. Read more »


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Craig D. Robins, Esq.
35 Pinelawn Road, Suite 218E, Melville, NY 11747.

Tel : 516 - 496 - 0800