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Craig D. Robins, Esq. New York Bankruptcy Attorney, Longisland bankruptcy attorney

“ Craig D. Robins, Esq., has been a practicing Long Island bankruptcy attorney for over twenty-four years ”

Craig D. Robins, Esq.

Medical Debt Bankruptcy Exception Being Considered

Posted on Wednesday (October 21, 2009) at 6:00 pm to Bankruptcy Legislation
Bankruptcy Means Test

Congress is  considering amending the Bankruptcy Code to provide a for a medical debt exception Written by Craig D. Robins, Esq.
At various times this year, Congressional committees have pondered the idea of making it easier for consumers who are overwhelmed with medical debt to file for bankruptcy. 
Yesterday, the Senate Judiciary Subcommittee on Administrative Oversight and the Courts held a hearing on proposed legislation to make it easier to file for bankruptcy relief for those consumers whose medical debts are the primary cause of their financial difficulty.  The legislation is being sponsored by subcommittee chair Senator Sheldon Whitehouse (D-R.I.).
The hearing questioned whether the new bankruptcy laws adopted in 2005 make it unreasonably difficult for consumers burdened with medical debt to get a fresh new financial start.
One of the key issues is determining what consumers would be eligible for relief.
The other key issue concerns what the relief would be.  Here’s what was being discussed:
    A)    the means test would be waived
    B)    the credit counseling requirements would be waived
    C)    there would be a national homestead exemption of $250,000 for these debtors
    D)    these debtors would be permitted to pay some of their attorney’s fees after filing
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Craig D. Robins, Esq. is a Long Island bankruptcy lawyer, who is focused primarily on helping individuals and families, find solutions to their debt problems. Read more »


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